Informed, compassionate and discreet elder law and estate solutions
The Charles Law Offices
Largo Office Wells Fargo Building
801 West Bay Drive, Suite 518
Largo, FL 33770
Phone: 727-683-1483
Toll Free: 866-499-3322
Clearwater Office Hodusa Towers
28870 U.S. Highway 19 North,
Suite 300
Clearwater, FL 33761
St. Petersburg Office Crossroads Office Center
1700 66th St. N.,
Suite 209
St. Petersburg, FL 33710

Text Size:

When Can You Use Medicaid to Pay for a Nursing Home?

If you have very few assets or limited finances and require assistance in paying for a nursing home, you do have a chance of getting financial assistance through Medicaid. Because Medicaid is a joint state and federal program, there is some room for flexibility in determining how benefits are given and the kinds of benefits that will be offered. 

You do not necessarily need to be an elderly person to quality for assistance through Medicaid if you require long-term care. However, before Medicaid will give any assistance in nursing home costs, you must be able to prove that the services of a nursing home are “medically necessary.” There are a variety of rules to govern this, which an attorney can speak to you about in greater detail, but the general idea is that you must get doctor certification that nursing home care is necessary for your wellbeing. 

There are also various standards of financial eligibility that you must satisfy. For one, most states have income limits to help determine whether or not a person is eligible for aid. In most states, you are able to make up to 300 percent of the Supplemental Security Insurance (SSI) income limit and qualify for Medicaid assistance for a nursing home. As of 2013, that limit would have been $2,130 a month. 

There are also “medically needy” guidelines, which deal with people who do not fit under resource or income guidelines. A person who is medically needy is someone whose assets and income exceed eligibility, but when you factor into account the medical expenses needed, they still require financial assistance. 

If you require additional information on acquiring Medicaid assistance for a nursing home, speak with the skilled Florida estate planning attorneys at the Charles Law Offices.

Post a Comment

Your email is never published nor shared. Required fields are marked *

*
*

Contact Form
Close

Contact Us

  • This field is for validation purposes and should be left unchanged.